Chartered Insurance Institute (CII) certified broker and consumer rights specialist with 15 years of experience in the London insurance market. He specializes in travel policy analysis, claim dispute resolution, and interpreting FCDO advisories for British travelers.
James is a veteran of the UK insurance industry, having spent over a decade analyzing risk and policy wordings for major underwriters before pivoting to consumer advocacy. He holds a law degree specializing in contract law and is a Fellow of the Chartered Insurance Institute. James excels at translating complex "fine print" into plain English, ensuring travelers understand exactly what voids their cover, from undeclared pre-existing conditions to high-risk activities. He provides actionable legal strategies for flight compensation claims under UK/EU261 and rental car disputes. His advice is grounded in current British regulations and financial protection standards.